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Elite Rewards® World MasterCard® Credit Card

  
The Elite Rewards® World MasterCard® Credit Card is issued by Bank of America.
This card received a rating of 4.50 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for 12 Billing Cycles
Time Period: See Terms
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.
Regular APR: 9.9% / 15.99%
Variable or Fixed: Fixed
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Point
Points Per Dollar Spent: 1 Point
Additional Points: Earn double points at participating merchants.
Point Details: Points are redeemable for travel on over 125 U.S. based airlines, car rentals, hotel stays, and gift certificates.
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Elite Rewards® World MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want the opportunity to earn a variety of rewards.

Through the reward program, cardholders earn one point per dollar spent on general purchases and double points per dollar spent at participating merchants. In addition, 500 bonus points are awarded after the first purchase. There is a limit of 90,000 points that may be earned per year (7,500 per billing cycle), and any unused points expire in four years. Points are redeemable for gift certificates, car rentals, hotel stays, and flights on over 125 U.S. based airlines.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%.

Therefore, those who will qualify for the lowest rate offered, will take advantage of the introductory rate, and would like to participate in the reward program will benefit most from what the Elite Rewards® World MasterCard® Credit Card has to offer.

This review was updated 2008-04-30T00:00:00.0000000-07:00
Additional Information
See website for additional benefits.

Special Notations about the Elite Rewards® World MasterCard® Credit Card:

This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.