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Platinum Delta SkyMiles® Credit Card from American Express

  
The Platinum Delta SkyMiles® Credit Card from American Express is issued by American Express.
This card received a rating of 4.00 out of 5.00
Basic Credit Card Information
Introductory Rate: 3.90% APR for Life of Balance Transfers
Time Period: Until Paid
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is available on balance transfers submitted during the application process.
Regular APR: 14.99%
Variable or Fixed: Variable
Annual Fee: $150
Annual Fee Details: **The annual fee is reduced to $80 for those who have an American Express® Charge Card.
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: Mile
Miles Per Dollar Spent: 1 Mile
Additional Miles: Earn 2 miles per dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta Air Lines purchases, or when paying wireless phone bills.
Program Details: None
Make sure to read the credit card's Data before applying!
Credit Card Review
The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history.

Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more.

Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending).

Although the annual fee of $150 is not an attractive feature, it is reduced to $95 for those who already have an American Express® Charge Card. The card offers a very low introductory rate of 3.90% on balance transfers for the first twelve months, provided the balances are transferred during the application process. The APR for purchases and balance transfers is average for a reward card.

Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services.

Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer.

This review was updated 2008-06-18T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. Complimentary domestic coach companion certificate with credit card renewal each year. Year-end financial statement. Extended warranty for purchases. No liability for unauthorized Internet transactions. Fraud protection. Purchase protection. Auto rental insurance. Emergency card replacement. Various travel and emergency assistance services. Medical referral services. Legal referral services. Guaranteed hotel and motel reservations. Up to $100,000 in travel accident insurance. See website for additional benefits.

Special Notations about the Platinum Delta SkyMiles® Credit Card from American Express:

Card is currently unavailable to residents of Puerto Rico. See website for complete terms and conditions of card usage and application disclosure.